Buydowns – Temporary vs Permanent
Ready to Buy(down)? Let us help you decide between temporary buydowns and permanent buydowns! Start your pre-approval today and feel confident in your mortgage options.
Let’s get to know you and show the right buydown option.
There’s a lot to consider with buydowns. Let us show you the benefits of temporary buydowns (the bulk of the interest rate savings is condensed to the first few years) or a permanent buydown (the interest rate savings are applied to the full life of the loan). We will help you make a clear sense of which one is best for your situation.
"*" indicates required fields
Buy or Refinance
Ready to own your dream home? Don’t be shy, let’s get pre-approved today with Summit Mortgage. It’s easier than finding the perfect avocado!
Stop Renting
Stop renting and start owning! Say goodbye to throwing money away on rent each month and hello to building equity in your own home. Say goodbye to Landlords Today.
Apply Now
Ready to Secure Your Dream Home? Apply Now with Summit Mortgage and Get Pre-Approved in A Snap, Anytime, Anywhere!
Local Roots – Why Summit
Stop Swiping Left on National Lenders, Swipe Right on Local Roots – Summit Mortgage is Your Hometown Mortgage Solution Since 1992!
First-Time Buyer Programs and DPA
Ready to buy your dream home but don’t have the cash? Let Summit Mortgage get you pre-approved for a down payment program or a low down payment loan! Say goodbye to your landlord and hello to homeownership.
What’s My Rate – Real Time Rate Quote
Do you want to know the current interest rate? With our easy-peasy form, you’ll be on your way to mortgage nirvana faster than you can say “housewarming party.” Don’t be shy, give us a try!
Get to Know Us
Meet the Whole Squad! Get Personal with Our Team at Summit Mortgage Today!
Buydowns – Temporary vs Permanent
Ready to Buy(down)? Let us help you decide between temporary buydowns and permanent buydowns! Start your pre-approval today and feel confident in your mortgage options.
Be a Powerful Buyer
Get the Seller’s Choice with your pre-approval. Offer the seller a $10,000 guarantee or a Cash Offer if we don’t perform.
What We Do
Ready to Feel Smarter Than the Average Homebuyer? Visit Summit’s ‘What We Do’ Page Now! Discover all the mortgage options we offer, and leave the confusion at the door.
Follow Us!
Follow us! You’ll be the first to know about exclusive giveaways, promotions, industry news, and expert tips and tricks. Plus, we like to have some fun, too! From hilarious homeownership memes to insider glimpses into our company culture, we promise to keep things light, engaging, and entertaining.
Home Search – HomeBot – Buyer
Need a little extra help with your home search? Try our FREE homebuyer search report. HomeBot Buyer Digest is your custom home search report for your next purchase.
Home Digest – HomeBot – Owner
What’s Homebot Home Digest? It’s just a full comprehensive report of your home wealth. Value, equity, sales comparison, trending information, loan positions, investment breakdowns, loan scenarios, realtor expert support, and much more in one report prepared once a month for you…for free.
Contact Us
Check out our Contact Us page for all our locations and ways to get in touch. Don’t worry, we won’t make you climb any actual mountains to get a great loan.
Join Our Team
Ready to summit to the top of your career? We’re looking for top-notch, fun-loving individuals who want to excel in a career full of growth opportunities and fulfilling experiences. Click now to join our team and take your career to new heights!
Mortgage Coach Presentation
Are you a visual person? We can prepare a full presentation breaking down all the details of a loan in a beautiful presentation that you can access anytime. We can compare multiple loan scenarios, give you rent vs own breakdowns, rate of return on your investment, and much more!